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Health Coverage That Fits Your Lifestyle

Life Insurance

$50,000 Guaranteed w/ No Medical Exam

Member Rates As Low As 25¢ / Day*

Your rate is locked in for a five-year term. You may maintain your policy for as long as you choose, with the option to cancel at any time.

How It Works

Its fast and simple to understand, just choose your coverage amount and enroll. As long as you pay the premium, you’re covered for the duration of the policy.

You may renew your policy every 5 years up to age 80. For many people, term life insurance is a simple, affordable way to safeguard the financial health of loved ones if something happens.

3 steps to getting life insurance

Call Us If You Need Help!
(888) 810-0549
M – F, 8am-8pm EST

How It Pays

You receive the full benefit amount if you pass away due to an accident, at any time. You can also switch this term life policy to a whole life policy until you turn 70.

Year One
If a death is to occur in the first year the benefit payout is 120% of all premiums paid.
Year One

If a death is to occur in the second year, the benefit payout is 20% of the full amount.

Year One

If a death is to occur within or after the third year, the payout is the full benefit amount.

How It Pays

You receive the full benefit amount if you pass away due to an accident, at any time. You can also switch this term life policy to a whole life policy until you turn 70.

Call Us If You Need Help!
(888) 810-0549
M – F, 8am-8pm EST

Quick and simple with guaranteed acceptance.

  • No Medical Questions
  • No Bloodwork
  • No Urine Testing
  • No Long Enrollment Process
  • No Waiting for Coverage
  • Best of all … no Massive Premiums!

Why Guaranteed Issue Life Insurance?

SimpleTerm offers a straightforward, $50,000 term life policy with no medical exams and quick start coverage.

Premiums are as low as 25 cents per day. Rates are fixed for five years and you can renew up to age 80.

It’s ideal for immediate financial protection against debts, funeral costs, and other expenses.

Call Us If You Need Help!
(888) 810-0549
M – F, 8am-8pm EST